At the end of the day, health insurance companies have the final say on whether they will cover a cosmetic procedure or not. It is not up to the doctor or the office where you are receiving your plastic surgery procedure whether the claim goes through or not.  Typically something that is cosmetic and does not affect your day-to-day living or health is not going to be covered by insurance.

If it is affecting your health or is reconstructive from a possible accident typically your health insurance will cover it but it truly is a case-by-case scenario. From the insurance standpoint, it comes down to whether you can live without the cosmetic procedure and not have it affect your health. For example person wants a brow lift to look younger; chances are the insurance company will not cover this. If that person’s eyelids were starting to negatively affect their vision then the insurance company will most likely cover that because it directly affects the patient’s vision along with their long-term health.

Insurance companies see everything in a different light. There is typically not too much gray area for them when making these types of decisions. Things are mostly in black and white for health insurance providers. Your situation either affects your health and living or it doesn’t and that is usually how they base their decisions when deciding which cosmetic procedures are covered under insurance benefits.

If you are getting any type of cosmetic or reconstructive surgery think about the steps before booking so you understand all your options and costs involved. Often a patient might think it is health-related and the insurance company will strongly think otherwise which could leave things in a weird place between the patient and the cosmetic surgeon.


Meet Our Doctors

Dr. Jeffrey Spiegel


Dr. Jeffrey Spiegel

With special expertise in all aspects of facial plastic surgery, and a particular skill for revision surgery, it’s clear why Dr. Spiegel is one of the most celebrated facial plastic surgeons in the world. If you are seeking the best possible results, or have a uniquely challenging problem, you’ve found the right doctor.

Learn More About Dr. Jeffrey Spiegel

Dr. Onir L. Spiegel


Dr. Onir L. Spiegel

Dr. Onir (pronounced “oh-near”) has years of experience in facial aesthetics and treats some of the most recognizable and famous faces. Dr. Onir started her career in oral health, earning doctorate degrees from both New York University and Boston University. She has been the recipient of numerous awards for her cutting-edge medical research as well as her technical skills in dentistry.

Learn More About Dr. Onir L. Spiegel

Dr. Jacob Tower


Dr. Jacob Tower

A board-certified specialist in facial plastic surgery, Dr. Jacob Tower brings a thoughtful approach and an artistic eye to New England’s premier plastic surgery practice, The Spiegel Center in Newton, Massachusetts. In addition to being an in-demand surgeon, Dr. Tower is an assistant professor at the Boston University School of Medicine, a sought-after lecturer, and an expert in facial plastic surgery.

Learn More About Dr. Jacob Tower
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