Image Source: CareCredit
Although there are many plastic surgery procedures that can be performed these days, one of the main factors that prevent people from having it done is the cost, as it can be prohibitively expensive in most cases. However, the introduction of CareCredit plastic surgery financing has enabled thousands of people like you to have cosmetic surgery performed at times when it is most convenient for them.
What is CareCredit?
CareCredit is a credit-card system that has been created in order to help individuals and families manage health-related expenses that would otherwise not be covered by traditional healthcare plans. This includes various plastic or cosmetic surgery procedures, as in most cases, patients have to pay out-of-pocket to have them performed whether they have a healthcare plan or not. Using the CareCredit card payment system means that you can have procedures such as face lifts, breast enhancements, liposuction and Botox injections performed and pay for them in convenient and affordable instalments instead of having to come up with a single lump sum payment.
Benefits of a CareCredit Card
The main benefit of using this form of plastic surgery financing is that it enables you to fit easy repayments into your budget for almost any form of cosmetic surgery. Although the cost of your procedure has to be more than $200 in order for you to use CareCredit, you will normally be able to take anywhere between six and 24 months to pay off your plastic surgery procedure. In some cases, your purchase may be eligible to fall under an interest-free payment program, meaning that you will not have to pay a penny more than the original price for your plastic surgery. However, there may be cases where you will be required to pay interest.
Points to Remember
As with any other form of credit, not everyone qualifies for a CareCredit card. However, once you have applied and have been approved, you will be able to use this form of plastic surgery financing within a few days at most. It is important to treat your CareCredit payments in the same way as regular credit card or bill payments in that the purchase needs to be paid for in full on or before the end of the agreed payment term. As skipping payments will reflect negatively on your credit score, it is important to read your statements carefully each month so that you can keep track of how much you still owe. If you notice errors on your statement, these should be reported immediately.
CareCredit will provide you with the peace of mind in knowing that you can spread your plastic surgery financing out over a few months instead of having to forego cosmetic surgery because of a lack of finances. Although many surgeons accept CareCredit as a form of payment, it is recommended that you make inquiries in this regard before booking any procedures.
